TCTopCryptoPaymentGateway

Best NOWPayments Alternatives

NOWPayments scores 8.5/10 in our review. Here's how the alternatives compare.

NOWPayments overview

NOWPayments is a crypto payment gateway that lets merchants accept digital assets online and in-store, with dashboards, APIs and settlement options.

Why users look for alternatives

  • No direct bank settlement
  • Higher fee when converting

Based on our editorial review findings.

Comparison table

CompanyEditorialUserTx FeeCoinsSettlementBest for
8.50 reviews1%; 1.5% for conversion/fixed-rate flows10Auto-forward to your own walletMany supported assetsReview
8.40 reviews1% standard; enterprise custom9Crypto or EUR / GBP / USD bank payoutEuropean e-commerceReview
8.30 reviews0.35%–0.75%, tiered by payment size5Automatic crypto payout to merchant wallet after confirmationAPI-first stablecoin checkoutReview
8.30 reviews1%6Instant in USDCShopify & USDCReview
8.30 reviews0% (software is free)1Instant to your own walletSelf-custody BitcoinReview
8.20 reviews1%–2% + $0.25, volume tiered8Next business day to bank (many currencies)Fiat-settled checkoutReview
8.10 reviewsOfficial pages conflict; confirm in account9Crypto wallet or auto-conversionMany coins, low feeReview
8.00 reviews1%1BTC or bank payout (selected currencies)Lightning paymentsReview
7.40 reviews0.5% gateway; 1.5% white label10Not yet verifiedMulti-coin checkoutReview
7.40 reviewsNot publicly disclosed3Not yet verifiedRegulated payment servicesReview
7.40 reviewsFrom 0.4%; standard rate may be higher8Not yet verifiedMerchant checkoutReview
7.40 reviewsBelow 1%; exact rate quoted by provider3Not yet verifiedEnterprise processingReview
7.40 reviews0.25%–0.50%, asset and volume dependent8Not yet verifiedEnterprise merchantsReview
7.40 reviews0% processing fee3Not yet verifiedCrypto.com customersReview
7.40 reviews0% advertised merchant payment fee5Not yet verifiedBinance ecosystemReview
7.40 reviewsNot publicly disclosed1Not yet verifiedBitcoin paymentsReview
7.40 reviewsNot publicly disclosed4Not yet verifiedFiat-crypto paymentsReview
7.40 reviewsCrypto-to-fiat 0.5%–1.5%, plan dependent2Not yet verifiedCrypto invoicingReview
7.40 reviews1.5% standard; enterprise from 0.5%5Not yet verifiedWeb3 checkoutReview
7.40 reviews2% standard; 1% HelioX4Not yet verifiedOnchain commerceReview
7.40 reviews0% protocol fee3Not yet verifiedSolana paymentsReview
7.40 reviews1% base; volume tiers down to 0.25%8Not yet verifiedAPI checkoutReview
7.40 reviews0.23% processing fee9Not yet verifiedE-commerce pluginsReview
7.40 reviews1%; lower rates may apply at high volume5Not yet verifiedBusiness paymentsReview
7.40 reviews0% merchant processing fee1Not yet verifiedPayment infrastructureReview
7.40 reviewsNot publicly disclosed1Not yet verifiedDigital commerceReview
7.40 reviews0.8% invoicing5Not yet verifiedMerchant settlementReview
7.40 reviewsNot publicly disclosed3Not yet verifiedBusiness accountsReview
7.40 reviewsMerchant rate not public; consumer buy/sell up to 3.95%–5.5%6Not yet verifiedEmbedded paymentsReview
7.40 reviews0%–2.5% spread plus payment-method fee6Not yet verifiedFiat-to-crypto checkoutReview
7.40 reviewsNot publicly disclosed6Not yet verifiedEmbedded on-rampReview
7.40 reviews0.99%–5.45%, method and flow dependent6Not yet verifiedOn-ramp and off-rampReview
7.40 reviews1.99% card/Apple Pay buy processing; 0% stated for other methods/sell6Not yet verifiedWeb3 paymentsReview
7.40 reviewsNot publicly disclosed3Not yet verifiedEmbedded checkoutReview
7.40 reviewsNo Onramper transaction markup; provider fees vary6Not yet verifiedOn-ramp aggregationReview
7.40 reviews1.5% standard; negotiated rates from 0.4%5Not yet verifiedMerchant paymentsReview
7.40 reviews0.5% gateway6Not yet verifiedStablecoin paymentsReview
7.40 reviewsNot publicly disclosed1Not yet verifiedEnterprise Web3 paymentsReview
7.40 reviewsNot publicly disclosed8Not yet verifiedStablecoin settlementReview
7.40 reviewsPartner-configurable; no fixed public platform rate2Not yet verifiedCross-border stablecoinsReview
7.40 reviewsNot publicly disclosed1Not yet verifiedStablecoin checkoutReview
7.40 reviews1% + $0.25 crypto; 2% + $0.25 crypto-to-fiat6Not yet verifiedRecurring crypto paymentsReview
7.40 reviewsNot publicly disclosed3Not yet verifiedOnline merchantsReview
7.40 reviewsNot publicly disclosed5Not yet verifiedCrypto acquiringReview
7.40 reviewsIllustrative starting rate 2.75%; actual rate varies1Not yet verifiedDigital asset platformsReview
7.40 reviews0% to Speed Wallet; 1% to external wallet3Not yet verifiedBitcoin paymentsReview
7.40 reviewsNot publicly disclosed5Not yet verifiedConnected paymentsReview
7.40 reviews1%–2%, market and channel dependent7Not yet verifiedCrypto commerceReview
7.40 reviewsNot publicly disclosed6Not yet verifiedBusiness conversionReview
7.40 reviewsNot publicly disclosed2Not yet verifiedMerchant checkoutReview

Alternative providers

CoinGate

EU crypto gateway with plugins and EUR settlement

8.4/10Editorial
0 reviews
User rating
Coins
BTC · ETH · USDT · USDC +5
From
1% standard; enterprise custom
View Profile

Glidure

Developer-first stablecoin checkout with automatic wallet payouts

8.3/10Editorial
0 reviews
User rating
Coins
ETH · USDT · USDC · BNB +1
From
0.35%–0.75%, tiered by payment size
View Profile

Coinbase Commerce

Onchain checkout from Coinbase with USDC settlement

8.3/10Editorial
0 reviews
User rating
Coins
ETH · USDC · USDT · DAI +2
From
1%
View Profile

BTCPay Server

Free, open-source, self-hosted Bitcoin payments

8.3/10Editorial
0 reviews
User rating
Coins
BTC
From
0% (software is free)
View Profile

BitPay

Long-running crypto processor with bank settlement

8.2/10Editorial
0 reviews
User rating
Coins
BTC · BCH · ETH · DOGE +4
From
1%–2% + $0.25, volume tiered
View Profile

CoinPayments

Veteran multi-coin gateway with a 0.5% fee

8.1/10Editorial
0 reviews
User rating
Coins
BTC · ETH · USDT · USDC +5
From
Official pages conflict; confirm in account
View Profile

Feature comparison

Feature
NOWPayments
CoinGate
Glidure
Coinbase Commerce
Overall Ratingdiffers8.58.48.38.3
Best FordiffersMany supported assetsEuropean e-commerceAPI-first stablecoin checkoutShopify & USDC
Company TypePayment ProcessorPayment ProcessorPayment ProcessorPayment Processor
Foundeddiffers2019201420262018
HeadquartersdiffersNot yet verifiedVilnius, LithuaniaSingaporeUSA (remote-first)
Securitydiffers88.48.29
Transaction Feediffers1%; 1.5% for conversion/fixed-rate flows1% standard; enterprise custom0.35%–0.75%, tiered by payment size1%
Withdrawal FeediffersNetwork feeVaries by payout methodNo extra fee disclosed for automatic wallet payoutNetwork fee
Settlement FeediffersN/A (crypto)IncludedNo separate fee disclosedUSDC (no fiat payout)
Network FeediffersVariablePaid by customerNot separately itemizedPaid by customer
Monthly Fee$0$0$0$0
Setup Fee$0$0$0$0
Supported Coinsdiffers10956
Coinsdiffers
  • BTC
  • ETH
  • USDT
  • USDC
  • BNB
  • TRX
  • SOL
  • LTC
  • MATIC
  • DAI
  • BTC
  • ETH
  • USDT
  • USDC
  • LTC
  • BNB
  • TRX
  • SOL
  • DAI
  • ETH
  • USDT
  • USDC
  • BNB
  • TRX
  • ETH
  • USDC
  • USDT
  • DAI
  • MATIC
  • SOL
Supported Networksdiffers8844
Networksdiffers
  • Bitcoin
  • Ethereum
  • Tron
  • BNB Chain
  • Solana
  • Polygon
  • Litecoin
  • Base
  • Bitcoin
  • Lightning
  • Ethereum
  • Tron
  • BNB Chain
  • Solana
  • Polygon
  • Litecoin
  • Ethereum
  • Polygon
  • BNB Chain
  • Tron
  • Ethereum
  • Base
  • Polygon
  • Solana
CustodydiffersNon-CustodialCustodialHybridCustodial
API
Pluginsdiffers
Fiat Settlementdiffers
Settlement SpeeddiffersAuto-forward to your own walletCrypto or EUR / GBP / USD bank payoutAutomatic crypto payout to merchant wallet after confirmationInstant in USDC
KYC Controlsdiffers
Payment Links
Recurring Paymentsdiffers
Shopifydiffers
WooCommercediffers
Magentodiffers
Integrationsdiffers
  • Shopify
  • WooCommerce
  • Magento
  • WordPress
  • Custom API
  • Plugins
  • WooCommerce
  • Magento
  • WordPress
  • Custom API
  • Plugins
  • Custom API
  • SDK
  • Shopify
  • WooCommerce
  • Custom API
  • Plugins
Security Controlsdiffers
  • 2FA
  • 2FA
  • AML Controls
  • KYC Controls
  • Risk Monitoring
  • 2FA
  • Encryption
Availabilitydiffers150+ countriesGlobal, EU-focusedAvailability not publishedMany countries (check availability)
Merchant TypesdiffersE-commerce, SaaS, GamingE-commerce, SaaSE-commerce, SaaS, Creators, DevelopersE-commerce, Creators
Customer Supportdiffers7.47.86.57.2
Prosdiffers
  • Very wide coin support
  • Low base fee
  • Recurring billing and mass payouts
  • Flat 1% fee
  • Many cart plugins
  • EUR, GBP and USD settlement
  • Low 0.35%–0.75% fee per successful payment with no subscription fee
  • Custom on-site checkout via API
  • Automatic wallet payout after on-chain confirmation
  • Trusted brand
  • Simple Shopify setup
  • Fast USDC settlement on Base
Consdiffers
  • No direct bank settlement
  • Higher fee when converting
  • Verification needed for fiat payouts
  • No official Shopify app
  • New provider with a limited track record
  • No verified native ecommerce plugins
  • No fiat settlement
  • Settles in USDC rather than bank currency
  • Limited coin list

FAQ

It depends on your needs. The table above ranks alternatives by editorial score; check coins, fees and integrations for your use case.