Best Crypto Payment APIs

Our editors compared every listed provider in crypto payment apis on security, fees, features, integrations and settlement. Rankings follow our published methodology; sponsored placements are labeled and never change editorial scores.

Top providers

NOWPayments

Low-fee, non-custodial gateway with 300+ coins

8.5/10Editorial
0 reviews
User rating
Coins
BTC · ETH · USDT · USDC +6
From
1%; 1.5% for conversion/fixed-rate flows

CoinGate

EU crypto gateway with plugins and EUR settlement

8.4/10Editorial
0 reviews
User rating
Coins
BTC · ETH · USDT · USDC +5
From
1% standard; enterprise custom

Glidure

Developer-first stablecoin checkout with automatic wallet payouts

8.3/10Editorial
0 reviews
User rating
Coins
ETH · USDT · USDC · BNB +1
From
0.35%–0.75%, tiered by payment size

Coinbase Commerce

Onchain checkout from Coinbase with USDC settlement

8.3/10Editorial
0 reviews
User rating
Coins
ETH · USDC · USDT · DAI +2
From
1%

BTCPay Server

Free, open-source, self-hosted Bitcoin payments

8.3/10Editorial
0 reviews
User rating
Coins
BTC
From
0% (software is free)

Comparison table

#CompanyEditorialUserTx FeeCoinsSettlementBest for
18.50 reviews1%; 1.5% for conversion/fixed-rate flows10Auto-forward to your own walletMany supported assetsReview
28.40 reviews1% standard; enterprise custom9Crypto or EUR / GBP / USD bank payoutEuropean e-commerceReview
38.30 reviews0.35%–0.75%, tiered by payment size5Automatic crypto payout to merchant wallet after confirmationAPI-first stablecoin checkoutReview
48.30 reviews1%6Instant in USDCShopify & USDCReview
58.30 reviews0% (software is free)1Instant to your own walletSelf-custody BitcoinReview
68.20 reviews1%–2% + $0.25, volume tiered8Next business day to bank (many currencies)Fiat-settled checkoutReview
78.10 reviewsOfficial pages conflict; confirm in account9Crypto wallet or auto-conversionMany coins, low feeReview
88.00 reviews1%1BTC or bank payout (selected currencies)Lightning paymentsReview

What are crypto payment apis?

Developer-first REST APIs & SDKs. These providers let businesses accept payments, track confirmations, and settle funds in crypto or fiat — with dashboards, APIs and plugins for common platforms.

How to choose

  1. Match supported coins and networks to your customers.
  2. Compare total fees — transaction, settlement and withdrawal.
  3. Check fiat settlement and payout speed.
  4. Confirm plugins or API for your stack.
  5. Review security controls and compliance.

FAQ

Start with the coins and networks your customers use, then compare fees, settlement options and the integrations you need.

Related reviews

NOWPayments Review

Updated 2026-09-20

8.5/10Editorial

Very wide coin support. Low base fee. Main drawback: no direct bank settlement.

0 reviewsUser reviews
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CoinGate Review

Updated 2026-09-20

8.4/10Editorial

Flat 1% fee. Many cart plugins. Main drawback: verification needed for fiat payouts.

0 reviewsUser reviews
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Glidure Review

Updated 2026-09-20

8.3/10Editorial

Low 0.35%–0.75% fee per successful payment with no subscription fee. Custom on-site checkout via API. Main drawback: new provider with a limited track record.

0 reviewsUser reviews
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